
WELCOME TO TBO BANK
The Bank Of Opportunity


A COMMUNITY BANK FOR EVERYONE
Grow with TBO
For years, we’ve been serving customers from our hometown location in Orrick, Missouri. We’ve taken pride in building banking relationships that have spanned decades.
Now we’re bringing “the feel” of hometown banking to a broader landscape. Our mission: to connect and empower in a way that is human, relatable and real. As we expand the reach of our relationships, you can feel secure working with a bank that just gets it.
Learn More About TBOFINANCIAL RESOURCES
Move ahead with confidence
There’s no need to navigate unknown territory alone. We’re here to be a guide through some of your most important decisions.
Use our financial calculators to help you gain greater clarity and confidence before you take action.
Financial Calculators

How to Make a Budget That Actually Works for You
Learn how to create a simple, realistic budget that fits your lifestyle. This step-by-step guide shows you how to track spending, set goals, and stick with a plan that actually works.
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Good Debt vs. Bad Debt: What’s the Difference?
Not all debt is bad. Learn the key differences between good debt and bad debt, and how to use borrowing wisely to build a stronger financial future.
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How to Plan a Summer Vacation Without Going Into Debt
Learn how to plan a summer vacation you can afford. These smart, simple tips will help you enjoy a great trip without taking on debt or draining your savings.
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FAST, SIMPLE, SECURE
New Debit Cards
More than any service we provide, protection of your personal information is our upmost priority. We are constantly monitoring and improving our security systems to ensure that your sensitive details are always safe with us.
You can learn more about some of the ways that we are maintaining an environment of identity safety in both our digital and banking spaces.
Learn About TBO Security