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WELCOME TO TBO BANK

The Bank Of Opportunity

A COMMUNITY BANK FOR EVERYONE

Grow with TBO

For years, we’ve been serving customers from our hometown location in Orrick, Missouri. We’ve taken pride in building banking relationships that have spanned decades.

Now we’re bringing “the feel” of hometown banking to a broader landscape. Our mission: to connect and empower in a way that is human, relatable and real. As we expand the reach of our relationships, you can feel secure working with a bank that just gets it.

Learn More About TBO
FINANCIAL RESOURCES

Move ahead with confidence

There’s no need to navigate unknown territory alone. We’re here to be a guide through some of your most important decisions.

Use our financial calculators to help you gain greater clarity and confidence before you take action.

Financial Calculators
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Rising Expectations, Smarter Banking: What Businesses Need Today

Business banking is evolving fast. Discover how rising expectations are reshaping the industry—and why smarter tools, faster service, and real time support are now essential for banks that serve businesses.

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Investing 101: What Beginners Need to Know

New to investing? Learn the basics of how to start, where to put your money, and why starting now—even with just a little—can lead to long-term financial growth.

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The Rise of CD Rates in Modern Banking

CD rates have climbed sharply in recent years, offering businesses and savers higher returns with low risk. Learn what is driving the increase and how banks are responding with modern, flexible options.

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FAST, SIMPLE, SECURE

New Debit Cards

More than any service we provide, protection of your personal information is our upmost priority. We are constantly monitoring and improving our security systems to ensure that your sensitive details are always safe with us.

You can learn more about some of the ways that we are maintaining an environment of identity safety in both our digital and banking spaces.

Learn About TBO Security