Welcome to TBO Bank

Your Bank of Opportunity

Your bank should lift you up, not let you down. With the right tools and real support, TBO Bank helps you reach your financial goals with confidence.

Praire Village Branch - Now Open

TBO Bank is now available to the Prairie Village community!

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Certificates of Deposit (CDs)

Grow your savings with guaranteed returns and flexible terms backed by a bank you can trust.

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Savings Accounts

Tuck it away, watch it grow. From emergency stashes to dream vacations, our savings accounts help your money do more.

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Business Loans to Fit Your Needs

The funding you need to grow, manage, and strengthen your business—with flexible options built for your goals.

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Personal Checking Accounts

Our checking gives you freedom, confidence, and the tools to chase every goal without the hassle.

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Emergency Loans

Life throws curveballs. We throw solutions. An easy way to borrow, with fixed monthly payments that make budgeting simple and stress-free.

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IRAs

Build a stronger future with an Individual Retirement Account - tax-advantaged savings options designed to support your retirement goals.

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Old School But Not Old Fashioned

Grow with TBO

We started in a small Missouri town with a big idea. For more than a century, we have earned trust the same way neighbors do, by showing up and keeping our word.

Now we are carrying that same hometown spirit into more communities. Walk in, log in, or tap in at midnight, and you will find banking that is simple, familiar, and built around you.

About TBO Bank

Everything You Need, All in One Place

We have been around for 120 years, which means we have helped with everything from the first piggy banks to business empires. Whatever your goal, we have the know-how and the tools to back you up.

From everyday money moves to long-term plans, we are the bank that stays by your side, keeping things simple, practical, and yes, easy.

See What Reviewers are Saying

4.4 Rating out of 2K Reviews

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Calandra Murphy-Thames
★★★★★
Google
My experience with TBO Bank was great. The process was quick and I appreciate that I was approved immediately. This is a time that I really needed this due to loss of job hardship. I would definitely refer TBO and I actually told my sister about the bank. Thanks for my approval.
Chris Frankian
★★★★★
Google
We have had an outstanding experience working with TBO Bank. Their team helped us set up multiple corporate accounts and made the entire process seamless. They went above and beyond to assist with importing our vendors for ACH, wire, and bill pay services—everything was handled quickly and professionally.
Caballero
★★★★★
Trustpilot
I am never borrowing from anyone except this guys, five star service, you get your money fast, refinance yup a little high but just pay fast you won't pay so much interest I Love them period.
Mar Rami
★★★★★
Google
I’ve been getting loans from TBO for a year now. One advice I can give people is pay what you borrow ASAP! Their loans are meant to be paid fast. I usually only borrow money I can afford to pay back after a month. Minimum payments won’t cut it. I appreciate TBO bank for their quick loaning process. I will definitely keep using their services when needed.
Melissa Snell
★★★★★
Trustpilot
I was able to do it very easy online and the money was in my account before the bank closed and I had applied at like 2 am The process was self-explanatory the only downer is the high interest rate.the payments are biweekly and comes from your direct deposit.

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TBO Mobile Banking

Stay connected to your accounts anytime, anywhere with the TBO Bank Mobile app! Download it today for easy access to your balances, transfers, bill pay, and more—all in one secure and convenient place. 

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FAST, SIMPLE, SECURE

We Take Security Seriously

Your privacy is not just important. It is personal. At TBO Bank, we put your security at the very top. With constant monitoring and advanced systems, your accounts stay locked down and safe.

Discover how we safeguard your identity everywhere you bank, because peace of mind should be part of the deal.

Learn About TBO Security