WELCOME TO TBO BANK

The Bank Of Opportunity

A COMMUNITY BANK FOR EVERYONE

Grow with TBO

For years, we’ve been serving customers from our hometown location in Orrick, Missouri. We’ve taken pride in building banking relationships that have spanned decades.

Now we’re bringing “the feel” of hometown banking to a broader landscape. Our mission: to connect and empower in a way that is human, relatable and real. As we expand the reach of our relationships, you can feel secure working with a bank that just gets it.

Learn More About TBO

FINANCIAL RESOURCES

Move ahead with confidence

There’s no need to navigate unknown territory alone. We’re here to be a guide through some of your most important decisions.

Use our financial calculators to help you gain greater clarity and confidence before you take action.

Financial Calculators

The Role of CDs in Modern Banking

Certificates of deposit remain a valuable tool for businesses and individuals. Learn how modern banks are updating CD offerings with flexible terms, digital access, and competitive rates.

Adobe Stock - Child with jar of coins next to a piggy bank.

How to Teach Kids Smart Money Habits Early

Help your kids build a strong financial foundation with simple, age-appropriate money lessons. Learn how to teach saving, spending, and smart habits that stick for life.

Economic Pressure and Rising Costs in Banking

Rising interest rates, inflation, and regulatory demands are reshaping the cost of doing business in banking. Learn how financial institutions are adapting—and what it means for businesses.

FAST, SIMPLE, SECURE

New Debit Cards

More than any service we provide, protection of your personal information is our upmost priority. We are constantly monitoring and improving our security systems to ensure that your sensitive details are always safe with us.

You can learn more about some of the ways that we are maintaining an environment of identity safety in both our digital and banking spaces.

Learn About TBO Security