Personal Checking Accounts
Your money should move as fast as you do. Our checking gives you freedom, confidence, and the tools to chase every goal without the hassle. Simple, strong, ready when you are.
Smart, Simple, Secure
Basic checking? Got it. Interest-earning? We have that too. Whatever you need, we built an account that fits your life and gives you the freedom to stay in control.
Add in our online and mobile banking, and you can peek, pay, and move your money anytime, anywhere. Easy to use, always on, always with you.
Meet Our Checking Accounts
Checking Plus
- Interest-Earning Checking Account*
- No Monthly Service Charge
- Online Banking with Bill Pay
- Mobile Banking with Card Controls
- Free ATM Withdrawals at TBO Bank and UMB Bank Locations
- Unlimited Check Writing
- Debit Card
- E-statements Available**
Minimum Opening Balance: $100.00
Minimum Balance to Earn Interest: $500.00
* Interest paid monthly on average collected balance.
** Save $3.00/month by opting in to receive e-statements.
Basic Checking
- No Monthly Service Charge
- Online Banking with Bill Pay
- Mobile Banking with Card Controls
- Free ATM Withdrawals at TBO Bank and UMB Bank Locations
- Unlimited Check Writing
- Debit Card
- E-statements Available**
Minimum Opening Balance: $50.00
** Save $3.00/month by opting in to receive e-statements.
Ready to Get Started?
Open your TBO Bank account today and take the next step toward achieving your financial goals. Visit us at one of our branch locations or call our team. We’re here to help you make the most of your money!
