Our Story

We believe banking should feel personal, approachable, and rooted in trust. We’re more than a place to manage money, we’re your neighbors, here to listen, guide, and support you through every season of life. With a focus on real relationships and genuine care, we make banking feel like home.

A Community Bank For Everyone

More than 120 years ago, in the heart of Orrick, Missouri, we opened our doors as The Bank of Orrick. From day one, our mission has gone beyond banking. For TBO, it’s always been about people.

We’ve proudly supported individuals, families, and local businesses as they chase their goals, but what truly defines us are the trusted relationships we’ve built along the way.

Real Connections with Real People

Banking with Heart in a Digital World

In a world racing toward automation, convenience is everywhere, but connection is harder to come by. At TBO, we believe banking should never lose its human touch.

That’s why we’re here for more than transactions. We’re here to create moments that matter—to make you feel seen, supported, and truly valued.

Because when you bank with TBO, you’re not just another customer. You’re part of something deeper. Part of a community. Part of the family. And we’ll always greet you like an old friend walking through the door.

Bringing Trusted Service to More People, in More Places

Rooted in Tradition. Growing for Tomorrow.

After decades of service to our hometown, The Bank of Orrick is reaching toward a broader horizon. With that growth comes a new name—TBO—one that reflects both where we began and where we’re headed.

As TBO, we carry forward the warmth and reliability of a community bank while expanding our tools, resources, and reach.

That means more support for everyday decisions, more guidance for long-term goals, and more opportunities to grow through financial education.

Most of all, it means you’ll always have a steady, trusted partner, wherever life takes you, in every season to come.

Meet Our Leadership

Chris Bornheimer

President & CEO

Andrew Hansen

Chief Operating Officer

Katie Lafrance

President, Digital Banking