Personal Savings Accounts

Tuck it away, watch it grow. From emergency stashes to dream vacations, our savings accounts help your money do more, backed by the trusted protection of FDIC insurance.

Think Bigger, Save Better, Get There Sooner

At TBO Bank we make saving effortless. From the first dollar to major milestones we offer competitive rates easy access and the peace of mind that comes with banking you can trust. Focus on what matters most and let your savings do the heavy lifting.

Explore Our Savings Accounts

Statement Savings

Interest-Earning Savings Account*
No Monthly Service Charge
Online Banking with Bill Pay
Mobile Banking with Card Controls
Debit Card
E-statements Available**

Minimum Opening Balance: $50.00

Minimum Balance to Earn Interest: None

* Interest paid monthly on average collected balance.

** Save $3.00/month by opting in to receive e-statements.

***Withdrawal limits apply, please contact us for details.

Money Market Investment Account (MMIA)

Interest-Earning Savings Account*
No Monthly Maintenance Fees
Online Banking with Bill Pay
Mobile Banking with Card Controls
Debit Card
E-statements Available**

Minimum Opening Balance: $100.00

Minimum Balance to Earn Interest: $1,000.00

* Interest paid monthly on average collected balance.

** Save $3.00/month by opting in to receive e-statements.

***Withdrawal limits apply, please contact us for details.

Health Savings Account (HSA)

Interest-Earning Savings Account*
No Monthly Service Charge
Online Banking with Bill Pay
Mobile Banking with Card Controls
Debit Card
Unlimited Check Writing
E-statements Available**

Minimum Opening Balance: None

Minimum Balance to Earn Interest: $500.00

* Interest paid monthly on average collected balance.

** Save $3.00/month by opting in to receive e-statements.

Bank anywhere with

TBO Mobile Banking

Stay connected to your accounts anytime, anywhere with the TBO Bank Mobile app! Download it today for easy access to your balances, transfers, bill pay, and more—all in one secure and convenient place.