WELCOME TO TBO BANK

The Bank Of Opportunity

A COMMUNITY BANK FOR EVERYONE

Grow with TBO

For years, we’ve been serving customers from our hometown location in Orrick, Missouri. We’ve taken pride in building banking relationships that have spanned decades.

Now we’re bringing “the feel” of hometown banking to a broader landscape. Our mission: to connect and empower in a way that is human, relatable and real. As we expand the reach of our relationships, you can feel secure working with a bank that just gets it.

Learn More About TBO

FINANCIAL RESOURCES

Move ahead with confidence

There’s no need to navigate unknown territory alone. We’re here to be a guide through some of your most important decisions.

Use our financial calculators to help you gain greater clarity and confidence before you take action.

Financial Calculators

How to Start Saving for Your Kids’ College When They Are Young

Start saving for your child’s college early with practical tips on goal setting, choosing the right account, and building consistent contributions. Learn how small steps today can grow into big opportunities tomorrow.

Are You Saving Enough for Retirement? Here’s How to Tell

Not sure if you're saving enough for retirement? Learn how to check your progress, set realistic goals, and make simple adjustments to stay on track for the future you want.

Adobe Stock - Professional Couple working on Laptop

Rising Expectations, Smarter Banking: What Businesses Need Today

Business banking is evolving fast. Discover how rising expectations are reshaping the industry—and why smarter tools, faster service, and real time support are now essential for banks that serve businesses.

FAST, SIMPLE, SECURE

New Debit Cards

More than any service we provide, protection of your personal information is our upmost priority. We are constantly monitoring and improving our security systems to ensure that your sensitive details are always safe with us.

You can learn more about some of the ways that we are maintaining an environment of identity safety in both our digital and banking spaces.

Learn About TBO Security