
BUSINESS BANKING
Solutions to Move Your Business Forward
From checking and savings accounts to a variety of capital funding solutions, we have everything you need to achieve your vision.


BANKING SOLUTIONS FOR EVERY STAGE
Checking and Savings
TBO Bank Business Checking offers convenience, flexibility, and peace of mind — whether you’re just starting out or working to take your business to the next level.
Business Checking Plus
Interest-Earning Checking Account*
No Monthly Service Charge
Online Banking with Bill Pay
Mobile Banking with Card Controls
Free ATM Withdrawals at TBO Bank and UMB Bank Locations
Unlimited Check Writing
Debit Card
E-statements Available**
Minimum Opening Balance: $100.00
Minimum Balance to Earn Interest: $500.00
Basic Business Checking
No Monthly Service Charge
Online Banking with Bill Pay
Mobile Banking with Card Controls
Free ATM Withdrawals at TBO Bank and UMB Bank Locations
Unlimited Check Writing
Debit Card
E-statements Available*
Minimum Opening Balance: $100.00
Business Money Market Account
Interest-Earning Money Market Account*
No Monthly Service Charge
Online Banking with Bill Pay
Mobile Banking with Card Controls
Debit Card
E-statements Available**
Minimum Opening Balance: $100.00
Minimum Balance to Earn Interest: $1,000.00


FUEL YOUR BUSINESS GROWTH
Business Loans
TBO Bank offers flexible business loan options tailored to help your business grow. Whether you need funding for expansion, equipment, or working capital, our competitive rates and customizable terms ensure you get the right solution for your needs. Let our experienced loan specialists guide you through a simple and hassle-free financing process.
Get Started

STREAMLINE YOUR PAYMENTS
ACH Processing Program
TBO Bank’s ACH Processing Program streamlines high-volume monthly payments by combining banking and payment processing in one place. Enjoy competitive pricing, seamless transactions, and robust reporting with the support of our dedicated customer service team. Simplify your payment process today—contact us to get started!
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HAVE A QUESTION?
Contact Us
Prefer a little more guidance? Talk to one of our helpful advisors for answers to any questions you might have. Whether you’re interested in opening a new account or seeking lending options, we’re here to help get you started.
